Appraisal services for Anderson and Marion County homeownersHere are the top seven reasons why Indiana homeowners use Miller Appraisal Services, LLC:
At Miller Appraisal Services, LLC, we understand the special needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenging Marion County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other houses close to yours. This only means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Miller Appraisal Services, LLC is your best weapon when contesting your property tax assessment.Appraisals to cancel PMIA preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Miller Appraisal Services, LLC, we're experts in helping people just like you dismiss unwanted PMI insurance.Was your HELOC recently frozen?If your property is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Miller Appraisal Services, LLC can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Miller Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |
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